Paytm is India’s leading digital payments and financial services company, which is focused on driving consumers and merchants to its platform by offering them a variety of payment use cases. Paytm provides consumers with services like utility payments and money transfers, while empowering them to pay via Paytm Payment Instruments (PPI) like Paytm Wallet, Paytm UPI, Paytm Payments Bank Netbanking, Paytm FASTag and Paytm Postpaid - Buy Now, Pay Later. To merchants, Paytm offers acquiring devices like Soundbox, EDC, QR and Payment Gateway where payment aggregation is done through PPI and also other banks’ financial instruments. To further enhance merchants’ business, Paytm offers merchants commerce services through advertising and Paytm Mini app store. Operating on this platform leverage, the company then offers credit services such as merchant loans, personal loans and BNPL, sourced by its financial partners.

About the team: Paytm Risk team is responsible for making all the decisions on risk management issues that impact the strategic direction of the company. Team exhibits business process knowledge and provides solutions for business progress. They adapt and initiate change in the organization.

§ Leading assigned process studies, identifying process improvement/design & OE level

§ Identification of cost-saving/reduction opportunities

§ Developing insightful analysis of business and their strategic and operational Implications

§ Analyze data from multiple angles, looking for trends that highlight areas of concerns or opportunities.

§ Perform process walkthroughs to identify key risks and able to implement controls against the same

§ Ensure that identified bugs/issues are well defined and root causes are identified.

§ Suggest remedial action plan (incident or systemic)/ process improvement points for rectifying the gaps identified

§ Interface with the business for rigorous follow-up for implementation of the recommendation and providing support for the same.

§ Demonstrating the ability to research & perform benchmark studies.

§ Open to working in a dynamic environment.

§ Chartered Accountant (with Minimum 3-5 years of post-qualification experience in Internal audit/ Business consulting (preferably from the reputed consulting firms (Big 4 & Top 5 Tier two consulting Indian firms) /candidate from the Fin-Tech/Payment Industry is highly preferred)

§ Practical exposure to big data Analysis and familiarity with IT tools and audit techniques

§ Good verbal & written communication skills for coordinating across teams

§ Excellent team player, comfortable with working with all levels within the company

1. Strong exposure of working on cost optimization & savings related projects

2. Experience into Payments industry

3. Problem solving skills

4. Internal Audit management & execution

5. Business consulting

6. Risk Advisory/Risk Assessment & Management/ RACM Preparation & Testing

7. SOP Drafting/benchmarking study

Because you get an opportunity to make a difference, and have a great time doing that.You are challenged and encouraged here to do stuff that is meaningful for you and for those we serve.We are successful, and our successes are rooted in our people's collective energy and unwavering focus on the customer, and that's how it will always be.

Compensation: If you are the right fit, we believe in creating wealth for you

With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story!